Home Financing And Loan Options

FAST AND INTELLIGENT SOLUTION IN CONSTRUCTION INDUSTRY

Homes are one of our most expensive purchases and most people need to finance at least a portion of the price. We are approved with the top lenders in our industry so you can get approved at the best rates.

How to Finance a Tiny House

Securing financing for a tiny home can be challenging for many aspiring tiny homeowners. Unfortunately, most tiny house builders make it hard for customers to obtain a tiny home loan.

They lack the necessary licenses to sell modular homes or recreational vehicles (RVs), which are required by most banks. As a result, buyers are left with limited options, often relying on a few well-known lenders who offer high-interest personal loans or THOW (Tiny House on Wheels) loans.

In contrast, Tumbleweed is a member of the Recreation Vehicle Industry Association and a licensed vehicle manufacturer and dealer. This allows us to offer our buyers access to manufactured home mortgages and RV loans, resulting in:
  1. Competitive annual percentage rates (APR)
  2. Lower monthly payment on a tiny house
  3. Longer repayment terms
  4. Loan options for buyers with less than excellent credit

Here’s a comparison of our lender network with Lightstream, a popular tiny home lender:

Silver

$485/month
  • $12,137 down
  • 8% interest rate
  • 25 year loan term
  • 400+ credit score

Gold

$889/month
  • $12,137 down
  • 10% interest rate
  • 15 year loan term
  • 600+ credit score

Diamond

$2,054/month
  • $12,137 down
  • 12% interest rate
  • 7 year loan term
  • 800+ credit score